PC Monetary World Elite
Annual payment: $0
Welcome supply:
Card particulars
| Rates of interest | 21.99% on purchases, 22.97% on money advances (21.97% for residents of Quebec), 22.97% on steadiness transfers |
| Earnings required | Private revenue of $80,000 or family revenue of $150,000 |
| Credit score rating | 560 or greater |
| Level worth | 10 PC factors = $0.01 at Loblaws grocery community and Consumers Drug Mart. |
At a look: Consumers keen to pay a $120 annual payment can take their earnings to the subsequent degree whereas additionally having fun with some premium perks like a complimentary PC Categorical Move.
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PC Insiders World Elite Mastercard
Annual payment: $120
Welcome supply: earn a welcome supply* of 300,000 PC Optimum™ factors with the NEW PC® Insiders World Elite® Mastercard®. Circumstances apply. Provide ends December thirty first, 2024.
Card particulars
| Rates of interest | 20.99% on purchases, 22.97% on money advances, % on steadiness transfers |
| Earnings required | Private revenue of $80,000 per 12 months or family revenue of $150,000 per 12 months |
| Credit score rating | 660 or greater |
| Level worth | 1 PC Optimum level is price $0.001 (redeem 10,000 factors for $10). |
Enhance your rewards with a PC Cash Account
What’s PC Cash?
Launched in 2020, the PC Cash Account is the latest monetary providing from President’s Alternative, which joins different no-fee on-line banks to offer a reasonably complete suite of free on a regular basis banking companies whereas shaking issues up with the perk of incomes PC Optimum factors. Whereas incomes rewards factors is a standard advantage of utilizing a bank card, it’s much less typical if you do on a regular basis banking.
So far as financial institution accounts go, the PC Cash Account affords a strong portfolio with free limitless on a regular basis transactions, together with money withdrawals (from PC Monetary ATMs or at choose factors of buy), invoice funds, account-to-account transfers and Interac e-Transfers. As this isn’t a conventional chequing account, paper cheques will not be out there. Nevertheless, between point-of-purchase, invoice funds and Interac e-Transfers, you possibly can nonetheless pay for all the pieces from meals to utilities to lease. And, the PC Cash Account card is extensively accepted. Use it wherever you might use Mastercard—in particular person, on-line and internationally.
earn factors with PC Cash
Once you store with the PC Cash financial institution card, you’ll earn 25 PC Optimum factors per greenback on purchases at Consumers Drug Mart and 10 factors per $1 in every single place else (apart from banking transactions, like paying payments or e-Transfers). You’ll be able to hyperlink your card to your PC Optimum account to earn much more factors via personalised affords. Plus, you possibly can earn as much as 200,000 factors in bonuses throughout the strategy of establishing your account and making your first transactions—a worth of $200.
For many who store at Loblaw banner shops and associates, the PC Cash Account is a no brainer. It affords most, if not all, of the on a regular basis banking companies you want, suits seamlessly into the present PC Optimum program and prices you nothing to make use of.
What’s a PC Categorical Move?
In April 2023, PC introduced its Categorical Move, a grocery supply service which competes with the likes of InstaCart and UberEats. However it’s used at Loblaw banner shops, together with Loblaws, Zehrs, Freshmart, Actual Canadian Wholesale Membership, Actual Canadian Superstore, No Frills, and plenty of, many others, wherever PC merchandise are bought. It may also be used for choosing up orders, too.
You’re questioning about the associated fee, proper? It’s $9.99 a month, or $99.99 a 12 months (which saves you over $20 for those who join the annual membership). It prices the identical because the streaming companies from Amazon Prime, so be sure to will use PC Categorical Move for it to be of worth to you. There’s a one-month free trial interval. Right here’s what you’ll get with PC Categorical.
- limitless free pickup and supply on same-day, next-day or future orders over $35
- limitless variety of supply addresses (which could possibly be of curiosity for caregivers of these dwelling independently)
- on-line buying at 800-plus PC shops, together with Joe Recent and Consumers Drug Mart
- straightforward cancellation
- means to earn PC Optimum factors and redeem PC Optimum affords
Often requested questions
Learn extra about grocery buying:
